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July 20, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Venue
The specific county, city or geographical area in which a court has jurisdiction

Limits
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Negligence
The absence of ordinary care.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.


Contact our North Dakota Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

 


  Newsroom  
 


Median Barriers Could Have Prevented Traffic Accident Involving Drunk Driver
In a report adopted today, the National Transportation Safety Board determined that alcohol impairment caused a driver to lose control of his vehic...
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Winter Car Accidents Lead To Insurance Questions
Madison, WI--Wisconsin's annual return of cold and snow will bring out another annual event, more car accidents. Whether you've been involved ...
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The Respondent Was Suspended
In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance...
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More news >

 
 

Terms

 


Today's Terms

Uninsured Motorist Coverage (UMC)

Definition:
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Private Passenger Automobile

Definition:
Four-wheeled motor vehicles of the private passenger, station wagon, or van type. Private passenger automobiles are designed for use on public highways and subject to motor vehicle registration.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

North Dakota Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an North Dakota Car Accident Lawyers as soon as possible:

  • Bismarck
  • Dickinson
  • Fargo
  • Grand Forks
  • Jamestown
  • Mandan
  • Minot
  • Wahpeton
  • West Fargo
  • Williston
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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